Bankrupt, Bankrupt, Bankrupt! One word that intimidates most people and most importantly ( paise wale log ) and this is the reason why the craft of credit rating is not only important but also a lucrative business. Learn about not just the machine, but what makes the gears move as we would discuss the business model of CRAs and learn about investing in this business through this course.
Whether food or web series; our millennials require ratings in most aspects of their lives because quality se toh compromise nahi kar sakte! While investing in a business or lending money to someone, we always look for credible businesses but judging a business’s repayment capability is a draconian task. Yet, as daunting a task as this may be, someone has to do it. That “someone” just happens to be the subject of this course, Credit Rating Agencies or CRAs. As someone who wears the heavy “Crown of Judgment,” CRAs certainly seem to have it easy as they have no skin in the game, i.e., they get away scot-free even if the borrower goes bankrupt.
Kaun hai ye CRAs, aur kahan se aate hai inke paise? (How do these agencies generate revenue?) Who bears the burden of payment in this investigative process, the Borrower or the Lender? Why do the parties involved need to go through this assessment? Why do only three agencies seem to hold a pseudo-cartel-like position in the CRA market? And just because revenue generation exists, does this industry grow? If so, then how? These are the burning questions that this course will answer as we learn about the business of Credit Rating Agencies.
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There are no prerequisites for the course. However, it would be helpful if you first watch “Qualitative Analysis” as it would help you understand the basics of investing.
This course falls under the Sprint category and can be completed in a duration of 15 minutes to 25 minutes.
In the course, we have covered the business model of credit rating agencies and the factors that investors need to consider while investing in credit rating agencies.
No, you do not need to install any specific software for this course. However, it is advised for a user to have an active Internet connection and an updated web browser for a seamless learning experience.
Finology provides you with an opportunity to access all its tools and courses at a minimal price of Rs 499 a month. Hence, you can access this course as long as your subscription is active.
About Finology Quest
Quest is a 101 guide for anyone who wants to learn investing. The aim of these online finance courses is to make people financially literate and to make them understand the essential financial concepts and learn company analysis, so that one can know how to create & grow their wealth in the stock market.
Why choose Quest?
Quest will make you aware about investing and the secret to growing wealth. As against popular opinion, you do not always need to earn more money to be rich. In fact, financial awareness is the key to wealth creation & Quest will help you to make this journey simpler. The courses in Quest are easy to understand and explained using close-to-reality scenarios which makes learning fun and relatable. Plus, you can access it anytime and anywhere on the go, which is a cherry on the top!
For whom the Quest is?
Quest is for anybody who wants to enjoy learning finance and investing on the go. The aim of Quest is to make people financially aware. So, if you are someone making your babysteps into the markets, look no further. From personal finance to investing, Quest is your one-stop platform for almost everything finance!
The companies discussed on this website are solely for educational purposes and should not be construed as investment advice. We may or may not hold positions in any or all of these companies. However, these aren't recommendations and hence, we held no responsibility for any consequences of investment actions based on these videos.