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How credit rating agencies work?

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Bankrupt, Bankrupt, Bankrupt! One word that intimidates most people and most importantly ( paise wale log ) and this is the reason why the craft of credit rating is not only important but also a lucrative business. Learn about not just the machine, but what makes the gears move as we would discuss the business model of CRAs and learn about investing in this business through this course.

1 Modules

25 mins

English

Course Outline

  • Introduction to Credit Rating Agencies.
  • Revenue sources of credit rating agencies
  • Different business models followed by credit rating companies.
  • Growth prospects of Credit rating Industry
  • Factors that investors should consider while investing in CRAs.

 

About Course

Whether food or web series; our millennials require ratings in most aspects of their lives because quality se toh compromise nahi kar sakte! While investing in a business or lending money to someone, we always look for credible businesses but judging a business’s repayment capability is a draconian task. Yet, as daunting a task as this may be, someone has to do it. That “someone” just happens to be the subject of this course, Credit Rating Agencies or CRAs. As someone who wears the heavy “Crown of Judgment,” CRAs certainly seem to have it easy as they have no skin in the game, i.e., they get away scot-free even if the borrower goes bankrupt.

 

Kaun hai ye CRAs, aur kahan se aate hai inke paise? (How do these agencies generate revenue?) Who bears the burden of payment in this investigative process, the Borrower or the Lender? Why do the parties involved need to go through this assessment? Why do only three agencies seem to hold a pseudo-cartel-like position in the CRA market? And just because revenue generation exists, does this industry grow? If so, then how? These are the burning questions that this course will answer as we learn about the business of Credit Rating Agencies.

What you will get?

PDFs

Flashcards

Assessments

Certificate

Course Syllabus

  • A B C of credit rating business
  • Investing Checklist: Credit rating Agencies

FAQ’s

Need answers? Find them here

There are no prerequisites for the course. However, it would be helpful if you first watch “Qualitative Analysis” as it would help you understand the basics of investing. 

This course falls under the Sprint category and can be completed in a duration of 15 minutes to 25 minutes.

In the course, we have covered the business model of credit rating agencies and the factors that investors need to consider while investing in credit rating agencies.

No, you do not need to install any specific software for this course. However, it is advised for a user to have an active Internet connection and an updated web browser for a seamless learning experience. 

Finology provides you with an opportunity to access all its tools and courses at a minimal price of Rs 499 a month. Hence, you can access this course as long as your subscription is active. 

 

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