Everyone loves to buy smartphones, cameras, and other gadgets on low-cost EMIs but do you know who gives these loans at such low interest rates? NBFCs are the entities that help us buy these expensive things or get the loans at low interest rates, but are they equally loveable when it comes to investing in them? This course will help you know how these NBFCs work and how to analyze them before investing in them.
What you will learn:
Understand the business model of NBFCs.
Understand the type of loans and ratios associated with the NBFC sector.
Understand the type of risks related to the NBFC sector.
Understand the concept of asset-liability mismatch.
Know the case study of IL&FS.
If you do not live under a rock then you must have opened a bank account in any Indian Bank. That means you trust the bank with your hard-earned money and are willing to give it to them for safekeeping until you need it. Banks and NBFC have absolute trust in the general public and who can blame them? People’s trust has not reduced even after scams like the Vijay Mallya scam, Nirav Modi scam, etc. NBFCs even help us buy expensive things or get loans at low interest rates, but are they equally loveable when it comes to investing in them? Get ready to question your trust in banks and NBFCs and understand why, despite so much popularity, why is the NBFC sector in constant distress. How do these prominent NBFCs earn money from the public's funds who trust them that their money is secured with these NBFCs?
This course will help you to learn about what makes the Balance Sheet of this sector so dangerous that has led to the failure of giant infrastructure NBFCs like IL&FS. You will also learn what causes such danger and how to identify these risks as an investor.
Need answers? Find them here
There are no prerequisites for the course. However, it would be helpful if you first watch ‘How to analyze NBFCs’ to understand the NBFC business model first.
Quick, quicker, quickest! This course falls under the Sprint category and can be completed in 15 minutes duration.
This course talks about risks faced by NBFCs that make their Balance Sheets dangerous and how NBFCs cope with it.
Since the content of the course is pretty dynamic, we do not provide any certification for it. Trust us, you will definitely love it either-or. Moreover, we have a few very cool specialized courses that offer you Quest & BSE Institute-affiliated certifications. To know the details, please click here.
No, you do not need to install any specific software for this course. However, it is advised for a user to have an active Internet connection and an updated web browser for a seamless learning experience.
Finology provides you with an opportunity to access all its tools and courses by subscribing to Finology One. Hence, you can access this course as long as your subscription of Finology One is active.
About Finology Quest
Quest is a 101 guide for anyone who wants to learn investing. The aim of these online finance courses is to make people financially literate and to make them understand the essential financial concepts and learn company analysis, so that one can know how to create & grow their wealth in the stock market.
Why choose Quest?
Quest will make you aware about investing and the secret to growing wealth. As against popular opinion, you do not always need to earn more money to be rich. In fact, financial awareness is the key to wealth creation & Quest will help you to make this journey simpler. The courses in Quest are easy to understand and explained using close-to-reality scenarios which makes learning fun and relatable. Plus, you can access it anytime and anywhere on the go, which is a cherry on the top!
For whom the Quest is?
Quest is for anybody who wants to enjoy learning finance and investing on the go. The aim of Quest is to make people financially aware. So, if you are someone making your babysteps into the markets, look no further. From personal finance to investing, Quest is your one-stop platform for almost everything finance!
The companies discussed on this website are solely for educational purposes and should not be construed as investment advice. We may or may not hold positions in any or all of these companies. However, these aren't recommendations and hence, we held no responsibility for any consequences of investment actions based on these videos.